Over 300 homes saved on Loan Safe!!!!

Today, LoanSafe.org has officially saved over 300 homes for FREE!!!

Saving homeowners, lenders and communities tens of millions of dollars in the process.

All without one single dime of outside funding our donations!

LoanSafe.org protects families, homeowners, communities, lenders and changes lives. Our secret? Paying it forward!

Loan Safe Testimonials

My name is Anita Nelson and Loansafe.org helped me and my husband save our home!!! I am a true success story and without this site we would not be in our home!

We bought our home in July 06 in Stagecoach Nevada. Our purchase price was 333,000 – we obtained a loan with the help of the seller doing a carry back of 64,000. Immediately after the loan closed the seller started harassing us to get that paid even though we had 5 yrs. We refinanced 6 months later into a horrible loan with 11.65 % interest rate with a payment of $3515 a month (that didn’t include taxes or insurance) the broker said its ok, do this for 6 months, I will get you 11,000 to pay the payments and it will all be ok.

Well it wasn’t!!! After 6 months he couldn’t help and almost a year later when the 11,000 was just about used up with helping making the payments Avelo Mortgage paid our taxes. They were not late, the bill was sent to them by misstate and they paid them and raised our payment $288 a month!!! Now I knew for sure that we couldn’t do this much longer our payment was now $3800 a month. I called Avelo and they said I could apply for a loan modification, which I did and 1 month later was denied with no reason at all!! Deals off, which was their exact words!! I was crushed. I had to tell my husband we were going to lose our home.

That was in October 07 – I will never forget the day my husband said to me “you don’t give up”, you are a fighter and I know you can figure this out! So the fight was on!!! January 25, 2008, I found Loansafe. I joined right away and told my story. That same day I had so much advise on what to do and where to start. With the guidance from the moderators on the site I finally got up enough nerve in February to do a QWR, write letters to everyone I could, did an interview for our local news and called called called Avelo daily, every single day I called. I was determined to be a pain in the ass!

On February 18th Avelo called me as I was driving to work and her exact words were “What can we do for you Mrs. Nelson to help you with your loan?” I explained to her that even though my loan isn’t going to reset for another year we just can’t do the payments. She went over our financials and said we qualified for a loan modification. I faxed here everything she requested by Friday February 22nd and she said it would be a month before we knew anything.

On March 7th, Gil from Avelo called and said our modification was approved; new interest rate will be 6.75% fixed for the life of the loan with a new payment of $2686 a month and that includes taxes and insurance. No payment was due for March and new payment starts April 1st. I was and still am delighted. We are still on cloud 9 even though it has been a few months of our new modified loan.

Our lives have changed so much. Our home wasn’t purchased to be an investment it was purchased because we love it and it is where we want to spend the rest of our lives. It is OUR HOME!!! And it wouldn’t be without Loansafe, Moe, Cat, Andrew and everyone else.

I just really want to say Thank you from the bottom of my heart!!! Anita Nelson
Loan Safe success # 65

P.S. Moe should have a copy of my modification; I did email it to him when I got it for him to have for his success file!!!!
JacMac – Homeowner and single mother from New York - I want to wholeheartedly recommend this forum to those who just popped up here or may have been lurking and are scared, unsure — perhaps you’ve just realized you’ve been taken for a roller coaster ride, and the price of the trip is more than they said, more than you can afford — the point is, the forum is a wonderful place, and it is SAFE!

The internet can be a scary place, with people posing as someone who wants to help you but what they really want to do is make a buck. This is NOT one of those places.

You can save your home OR do something about what is happening to you. Even though you’ve been victimized, you don’t have to be a victim. Take power over your life again!!!

This forum can help you make choices that are right for you, and you’ll be amongst people who are just like you, and who care. I’m speaking from personal experience AND I’m not getting anything for saying this!!

See Jac Mac’s loan modification. Courtesy of Loan Safe!
Andrew - Homeowner, police husband father of twin boys saves his home. (Now a Loan Safe moderator & also a Loan Safe Solutions Employee that assists with our Countrywide Home Loan Modification Processing Department. A perfect example of the power of paying it forward and the power of this website)

Received an apology letter and loan mod via fax from countrywide office of the president. Secretary of Mozilo called and asked if they can fax along with mail the documents. Maybe tomorrow will send Moe and email with the scanned letters to post.

If you go back and read some of posts I have been worried about my mortgage for a while now. I had originally called in August and asked about it but was told since I’m not late they couldn’t do anything. Then in October when I called again I was told that I could apply. After months and who knows how many hours on the phone.

I was finally approved for a 5 yr freeze on mortgage. I even had to go as far as threaten to rescind my loan and send RESPA letters with the violations Brian had found. I really am very grateful of Moe for this site and his wisdom and guidance. I feel very stress free right now. I will be staying on this board to help others who were in my predicament too.

THANKS AGAIN MOE !!!